Lavonia Finance Co Payday Loans Review - Lavonia, Georgia

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Loan agency in Lavonia, Georgia

11901 Augusta Rd, Lavonia, GA 30553, USA
7 years in business
+1 (706) 356-4760
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about Lavonia Finance Co?

Below you read some of the opinions of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lavonia, Georgia

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Lavonia, Georgia. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

10% small loan cap

Advantages of Lavonia Finance Co that offers payday loans in Lavonia, Georgia

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments punctually.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.

Let's see

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