First Citizens Bank Payday Loans Review - Lavonia, Georgia

Your personal information is safe with us
5 reviews

12380 Augusta Rd, Lavonia, GA 30553, USA
+1 (706) 356-4545
firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–1PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Testimonials

Feedback about First Citizens Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Lavonia, Georgia

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Lavonia, Georgia are taken out hassle-free. The interest percentage depends on the customer's personal information: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

10% small loan cap

How will First Citizens Bank help take out a payday loan in Lavonia, Georgia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Lavonia, ga will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Lavonia, Georgia

United Community Bank ATM

425 Progress Cir, Blue Ridge, GA 30513, USA

+1 (706) 632-6000

www.ucbi.com

Complete Cash

401 Chickamauga Ave, Rossville, GA 30741, USA

+1 (706) 956-8951

www.completecash.net

TitleMax Title Pawns

6639 Tara Blvd, Jonesboro, GA 30236, USA

+1 (770) 477-6081

www.titlemax.com

Covington Credit

316 Grayson Hwy Suite 6, Lawrenceville, GA 30046, USA

+1 (770) 963-2441

www.mymoneytogo.com

Pioneer Credit Company

348 S Mulberry St, Jackson, GA 30233, USA

+1 (770) 775-5204

www.pioneercredit.net

Walmart Money Center

1455 US-441, Clayton, GA 30525, USA

+1 (706) 782-3039

www.walmart.com

Jacksonville Title

1603 GA-40, Kingsland, GA 31548, USA

+1 (904) 880-2274

www.jacksonvilletitleloan.com

Aplus Financial Services, Inc #02

4035 Jonesboro Rd Suite 232, Forest Park, GA 30297, USA

+1 (404) 361-9410

www.mybudgetcenter.com

World Finance

2803 Wrightsboro Rd Ste 20B, Augusta, GA 30909, USA

+1 (706) 738-4878

www.loansbyworld.com