Lincoln Loan Co Payday Loans Review - Lincolnton, Georgia

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Loan agency in Lincolnton, Georgia

Organization owner?

103 Washington St, Lincolnton, GA 30817, USA

7 years in business

+1 (706) 359-7177

Testimonials

Feedback about Lincoln Loan Co?

Here you read the reviews of our customers.

Note

Pay Attention

Above-defined info offers the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Lincolnton, North Carolina

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Lincolnton, North Carolina is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

36% APR small loan cap

How will Lincoln Loan Co help take out a loan in Lincolnton, North Carolina?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Lincolnton, nc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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