Stephens Teachers Federal Credit Union Payday Loans Review - Toccoa, Georgia

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5 reviews

Organization owner?

108 E Currahee St, Toccoa, GA 30577, USA

+1 (706) 886-7145

www.teachers-fcu.org

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

What people think about Stephens Teachers Federal Credit Union?

Below you find some of the testimonials of our customers.

Note

Important

The above-given information provides the details about a definite lender. The information below is about general information about payday loans.

Payday Loans in Toccoa, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to be eligible in Toccoa, Georgia. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

10% small loan cap

Advantages of Stephens Teachers Federal Credit Union that offers payday loans in Toccoa, Georgia

24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval rates. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are sure that you can afford payments in a timely manner.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see