First Federal Savings & Loan Payday Loans Review - Valdosta, Georgia

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4.8 4 reviews

Organization owner?

411 N Patterson St, Valdosta, GA 31601, USA

+1 (229) 244-0164

www.1stfederalvaldosta.com

Wednesday

8AM–4:30AM

Thursday

8AM–4:30AM

Friday

8AM–6AM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8AM–4:30AM

Tuesday

8AM–4:30AM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

da39s7a74vm@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First Federal Savings & Loan?

Below you read some of the testimonials of our clients.

Note

Important

Above there is information about a exact loan provider. Below you can see common aspects of payday loans.

Payday Loans in Valdosta, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Valdosta, Georgia. The entire process is straightforward. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

10% small loan cap

Advantages of First Federal Savings & Loan that offers payday loans in Valdosta, Georgia

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be happy to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see