HOCU (Honolulu Federal Credit Union) Payday Loans Review - Honolulu, Hawaii

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3 reviews

Organization owner?

300 Ala Moana Blvd #1-137, Honolulu, HI 96850, USA

+1 (808) 777-5646

www.myhocu.com

Friday

7:45AM–3:30PM

Saturday

Closed

Sunday

Closed

Monday

7:45AM–3:30PM

Tuesday

7:45AM–3:30PM

Wednesday

7:45AM–3:30PM

Thursday

7:45AM–3:30PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

gb7782jp56z@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about HOCU (Honolulu Federal Credit Union)?

Below you see some of the reviews of our customers.

Note

Important

The above-given information provides the details about a precise lender. The information below is about common information about payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Honolulu, Hawaii. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Advantages of HOCU (Honolulu Federal Credit Union) that offers payday loans in Honolulu, Hawaii

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
High approval rates. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments on time.

To get accepted for a payday loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

Let's see