Hawaii Community Federal Credit Union Payday Loans Review - Kailua Kona, Hawaii

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3.9 13 reviews

Organization owner?

75-159 Hualalai Rd, Kailua-Kona, HI 96740, USA

+1 (808) 930-7700

www.hicommfcu.com

Friday

8:30AM–6PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Domain Info

Feedback about Hawaii Community Federal Credit Union?

Here you see the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Kailua Kona, Hawaii

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Kailua Kona, Hawaii is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Hawaii Community Federal Credit Union help take out a payday loan in Kailua Kona, Hawaii?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Kailua Kona, hi will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see