Territorial Savings Bank Payday Loans Review - Kailua, Hawaii

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19 Oneawa St, Kailua, HI 96734, USA
+1 (808) 261-1781
www.tsbhawaii.bank
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Testimonials

What people think about Territorial Savings Bank?

Below you read some of the testimonials of our clients.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Kailua, Hawaii

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Kailua, Hawaii is are easy to get. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Advantages of Territorial Savings Bank that offers payday loans in Kailua, Hawaii

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments on scheduled.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Kailua, Hawaii

Kahuku Federal Credit Union

56-576 Kamehameha Hwy, Kahuku, HI 96731, USA

+1 (808) 293-9063

kahukufcu.com

Bank of Hawaii

55 Pukalani St Ste. 1, Makawao, HI 96768, USA

+1 (808) 572-7242

www.boh.com

Bank of Hawaii ATM

67-1191 Mamalahoa Hwy, Waimea, HI 96743, USA

+1 (888) 643-3888

www.boh.com

Navy Federal Credit Union

338 Kamokila Blvd Ste 104, Kapolei, HI 96707, USA

+1 (888) 842-6328

www.navyfederal.org

American Savings Bank

888 Wakea St, Kapolei, HI 96707, USA

+1 (800) 272-2566

www.asbhawaii.com

Hickam Federal Credit Union

590 Farrington Hwy Suite 501, Kapolei, HI 96707, USA

+1 (808) 423-1391

www.hickamfcu.org

Money Mart

87-860 Farrington Hwy #87, Waianae, HI 96792, USA

+1 (808) 668-2000

www.moneymart.com

First Hawaiian Bank ATM

91563 Farrington Hwy, Kapolei, HI 96707, USA

www.fhb.com

First Hawaiian Bank Wahiawa Branch

730 California Ave, Wahiawa, HI 96786, USA

+1 (808) 625-1182

www.fhb.com