U.S. Bank Branch Payday Loans Review - Boise, Idaho

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3.1 10 reviews

3614 W State St, Boise, ID 83703, USA
+1 (208) 383-7905
locations.usbank.com
Monday
10:30AM–6PM
Tuesday
10:30AM–6PM
Wednesday
10:30AM–6PM
Thursday
10:30AM–6PM
Friday
10:30AM–6PM
Saturday
10AM–4PM
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Here you see the reviews of our customers.
Note

Pay Attention

Lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Boise, Idaho

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Boise, Idaho are issued problem-free. The interest rate depends on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will U.S. Bank Branch help take out a payday loan in Boise, Idaho?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Boise, id review this circumstance not an obstacle to issue a loan. The client of a cash advance should be prepared to objectively estimate financial abilities, issue a loan, pay off the debt on a due date and not only solve current problems, but improve the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

Let's see

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+1 (208) 745-8181

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Connections Credit Union

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LendNation

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Beehive Federal Credit Union

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+1 (208) 656-1000

www.beehive.org

Executive Lending Group

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+1 (208) 448-4433

ATM - Umpqua Bank

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+1 (208) 762-2760

locations.umpquabank.com

D.L. Evans Bank - ATM ONLY

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www.dlevans.com