1st Choice Money Center Payday Loans Review - Boise, Idaho

Your personal information is safe with us
4.6 109 reviews
Loan agency in Boise, Idaho

8411 W Fairview Ave, Boise, ID 83704, USA
5 years in business
+1 (208) 321-2734
www.1stchoicemoney.com
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
(Easter)
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

pu7c57j66hp@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about 1st Choice Money Center?

Below you find some of the opinions of our clients.
Note

Important

Now you can read general aspects of payday loans.

Payday Loans in Boise, Idaho

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and speedy solution to a short-term problem in Boise, Idaho. Loans from payday lenders can get you money same day. Your interest rate will depend on several things.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of 1st Choice Money Center that offers payday loans in Boise, Idaho

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Boise, Idaho

U.S. Bank Branch

819 Main St, Buhl, ID 83316, USA

+1 (208) 543-4381

locations.usbank.com

PrimeLending, a PlainsCapital Company

1940 S Bonito Way STE 180, Meridian, ID 83642, USA

+1 (208) 367-9999

www.primelending.com

Check Into Cash

1519 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 238-1345

local.checkintocash.com

Mountain West Bank

305 W Prairie Ave, Hayden, ID 83835, USA

+1 (208) 772-0602

www.mountainwestbank.com

Horizon Credit Union

5105 N Ten Mile Rd, Meridian, ID 83646, USA

+1 (800) 852-5316

hzcu.org

Westmark Credit Union

815 1st St, Idaho Falls, ID 83401, USA

+1 (208) 523-1071

www.westmark.org

Mountain West Bank

1539 E Iron Eagle Dr, Eagle, ID 83616, USA

+1 (208) 938-8472

www.mountainwestbank.com

ATM - Umpqua Bank

280 S Capitol Blvd, Boise, ID 83702, USA

+1 (208) 424-2000

locations.umpquabank.com

Wells Fargo Bank

100 E Main St, Jerome, ID 83338, USA

+1 (208) 324-6100

www.wellsfargo.com