Columbia Bank Payday Loans Review - Bonners Ferry, Idaho

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3.6 5 reviews

6750 Main St, Bonners Ferry, ID 83805, USA
+1 (208) 267-7027
www.columbiabank.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Testimonials

What people think about Columbia Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The previous three items charactirize a definite lender. But below you can find general information about payday loans.

Payday Loans in Bonners Ferry, Idaho

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Bonners Ferry, Idaho. The entire process is hassle-free. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Columbia Bank that offers payday loans in Bonners Ferry, Idaho

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Bonners Ferry, id welcome consumers with bad credit. You can request a bad credit payday loan online 24/7 and if accepted could have the money in your account within several hours.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Bonners Ferry, Idaho

Money 4 You Payday Loans

7375 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 377-3832

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Principal Financial Group

6499 Van Buren St, Bonners Ferry, ID 83805, USA

+1 (208) 665-2255

www.principal.com

KeyBank Mortgage: Derek Malloy

501 W Broadway St, Idaho Falls, ID 83402, USA

+1 (208) 552-8207

key.com

Idaho Title Loans, Inc.

7827 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-1909

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Pawn 1

1122 Addison Ave E, Twin Falls, ID 83301, USA

+1 (208) 732-7620

pawn1.com

Tracy K Besler | Fairway Independent Mortgage Corporation Loan Officer

16130 N Merchant Way Suite 125, Nampa, ID 83687, USA

+1 (208) 989-6620

www.fairwayindependentmc.com

Banner Bank ATM

1005 Bryden Ave, Lewiston, ID 83501, USA

+1 (208) 743-2537

www.bannerbank.com

Wells Fargo Bank

210 Michigan Ave, Orofino, ID 83544, USA

+1 (208) 476-5542

www.wellsfargo.com

Astorquia Justin

1087 Boise River Greenbelt # 150, Boise, ID 83702, USA

+1 (208) 389-4709