Washington Trust Bank Payday Loans Review - Coeur D Alene, Idaho

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4.6 9 reviews

218 E Lakeside Ave, Coeur d'Alene, ID 83814, USA
+1 (208) 667-2521
www.watrust.com
Friday
9:30AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Testimonials

What people think about Washington Trust Bank?

Below you get acquainted with some of the reviews of our customers.
Note

Important

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Coeur D Alene, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Coeur D Alene, Idaho is are simple to get. The APR is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Washington Trust Bank that offers payday loans in Coeur D Alene, Idaho

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the precise cost of the loan immediately.

Let's see

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Lendmark Financial Services LLC

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WaFd Bank

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First Interstate Bank

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D.L. Evans Bank

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Latah Credit Union

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D.L. Evans Bank

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Lewis Clark Credit Union

1626 17th St, Lewiston, ID 83501, USA

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