U.S. Bank ATM - Cottonwood Payday Loans Review - Cottonwood, Idaho

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5 reviews

Organization owner?

104 Main St, Cottonwood, ID 83522, USA

+1 (800) 872-2657

usbank.com

Monday

9:30AM–5PM

Tuesday

9:30AM–5PM

Wednesday

9:30AM–5PM

Thursday

9:30AM–5PM

Friday

9:30AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Feedback about U.S. Bank ATM - Cottonwood?

Here you read the reviews of our clients.

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Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Cottonwood, Alabama

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

It is simple and fast to issue payday loans in Cottonwood, Alabama. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will U.S. Bank ATM - Cottonwood help issue a payday loan in Cottonwood, Alabama?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Cottonwood, Alabama may help level up your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see