Columbia Bank Payday Loans Review - Gooding, Idaho

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2 reviews
Organization owner?
746 Main St, Gooding, ID 83330, USA
+1 (208) 934-5555
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Columbia Bank?

Here you get acquainted with the reviews of our customers.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Gerhard Bartoletti

Thanks to the team of Columbia Bank. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Lambert Reilly

I suffered a difficult situation in my life. I emergenctly needed extra funds. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Roman Kuphal

It was necessary to enhance the credi score, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Columbia Bank. The history improved after several loans paid back.

Krystel Lindgren

Note

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Gooding, Idaho

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Gooding, id. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help issue a payday loan in Gooding, Idaho?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Gooding, id will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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KeyBank

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