Banner Bank Payday Loans Review - Lewiston, Idaho

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3.9 9 reviews

Organization owner?

1005 Bryden Ave, Lewiston, ID 83501, USA

+1 (208) 743-2537

locations.bannerbank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

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Above-defined info provides the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Lewiston, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Lewiston, New York is issued simply and fast. The interest percentage is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Banner Bank help issue a loan in Lewiston, New York?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Lewiston, ny review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay back the debt on schedule and not only cope with current problems, but enhance the credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see