Pacifica Lending Payday Loans Review - Meridian, Idaho

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5 6 reviews
Loan agency in Meridian, Idaho

906 N Main St #98, Meridian, ID 83642, USA
+1 (208) 268-5233
Monday
7AM–8PM
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM
Saturday
7AM–8PM
Sunday
7AM–8PM
Testimonials

What people think about Pacifica Lending?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Meridian, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial troubles in Meridian , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Advantages of Pacifica Lending that offers payday loans in Meridian, New York

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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