U.S. Bank Branch Payday Loans Review - Priest River, Idaho

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4 3 reviews

21 S Treat St, Priest River, ID 83856, USA
+1 (208) 448-1131
locations.usbank.com
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Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Priest River, Idaho

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Priest River, Idaho. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will U.S. Bank Branch help take out a payday loan in Priest River, Idaho?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Priest River, id will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Pine Tree Community Credit Union

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U.S. Bank ATM - Post Falls

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ATM - Umpqua Bank

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+1 (208) 667-6690

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Idaho Department of Finance

800 E Park Blvd #200, Boise, ID 83712, USA

+1 (208) 332-8000

www.finance.idaho.gov

Advantage Plus Federal Credit Union

465 Hillcrest Ave, American Falls, ID 83211, USA

+1 (208) 226-5784

www.advantagepluscreditunion.com

U.S. Bank Branch

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+1 (208) 962-3292

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D.L. Evans Bank

1875 S Eagle Rd, Meridian, ID 83642, USA

+1 (208) 955-0686

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