East Idaho Credit Union Payday Loans Review - Shelley, Idaho

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3.3 7 reviews

418 W Fir St, Shelley, ID 83274, USA
+1 (800) 727-9961
eastidahocu.org
Testimonials

What people think about East Idaho Credit Union?

Below you see some of the reviews of our customers.
Note

Important

The previous three items charactirize a definite company. But below you can read general details about payday loans.

Payday Loans in Shelley, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is easy and speedy to get approved for payday loans in Shelley, Idaho. The interest rate will be set specifically for each consumer and will depend on the personal details the consumer provided.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of East Idaho Credit Union that offers payday loans in Shelley, Idaho

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

Let's see

Other Payday Lenders in Shelley, Idaho

Title Cash

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+1 (208) 233-1941

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Idaho Central Credit Union

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World Finance

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+1 (208) 743-2053

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Pioneer Federal Credit Union

70 S Commercial St, Glenns Ferry, ID 83623, USA

+1 (208) 587-3304

www.pioneerfcu.org

Idaho First Bank

308 Virginia St, New Meadows, ID 83654, USA

+1 (208) 634-0100

www.idahofirstbank.com

ATM - Umpqua Bank

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+1 (866) 486-7782

locations.umpquabank.com

Joe De Vera, Finance of America Mortgage LLC

460 S Fitness Pl, Eagle, ID 83616, USA

+1 (208) 515-3595

www.foamortgage.com

Ideal Lending, LLC

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+1 (208) 757-2274

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Bank Of Idaho

3976 US-20, Island Park, ID 83429, USA

+1 (208) 558-0226

www.bankofidaho.com