Xpress Cash Payday Loans Review - Soda Springs, Idaho

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Loan agency in Soda Springs, Idaho

139 W 2nd S, Soda Springs, ID 83276, USA
+1 (208) 547-3050
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Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Soda Springs, Idaho

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Soda Springs, Idaho are issued hassle-free. The interest rate is dependent on the client's person-related data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Xpress Cash help issue a payday loan in Soda Springs, Idaho?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Soda Springs, id will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Soda Springs, Idaho

Mountain West Bank - Meridian Residential Lending Center

1660 N Eagle Rd, Meridian, ID 83646, USA

+1 (208) 855-9111

www.mountainwestbank.com

Check `n Go

450 S Meridian Rd #35, Meridian, ID 83642, USA

+1 (208) 888-3548

locations.checkngo.com

Idaho Central Credit Union

2770 S Vista Ave, Boise, ID 83705, USA

+1 (208) 846-7000

www.iccu.com

Columbia Bank

175 N 16th St, Payette, ID 83661, USA

+1 (208) 642-4773

www.columbiabank.com

Pioneer Federal Credit Union

605 Gunfighter Ave, Mountain Home AFB, ID 83648, USA

+1 (208) 587-3304

www.pioneerfcu.org

Principal Financial

107 Joseph St W, Lapwai, ID 83540, USA

+1 (208) 800-0356

www.principal.com

Check Into Cash

1230 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 465-2026

local.checkintocash.com

ATM - Umpqua Bank

101 S Main St, Cascade, ID 83611, USA

+1 (208) 382-4233

locations.umpquabank.com

Idaho Central Credit Union

11255 W Fairview Ave, Boise, ID 83713, USA

+1 (208) 846-7000

www.iccu.com