Columbia Bank Payday Loans Review - Twin Falls, Idaho

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3.8 4 reviews

113 Main Ave W, Twin Falls, ID 83301, USA
+1 (208) 736-2400
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

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Pay Attention

Payday lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Twin Falls, Idaho

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Twin Falls, Idaho. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help issue a loan in Twin Falls, Idaho?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Twin Falls, id will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in Twin Falls, Idaho

Advance America

2346 Nez Perce Dr, Lewiston, ID 83501, USA

+1 (208) 743-1765

www.advanceamerica.net

Idaho Central Credit Union

4821 Cleveland Blvd, Caldwell, ID 83605, USA

+1 (208) 846-7000

www.iccu.com

Northwest Farm Credit Services

406 Parkview Loop East, Twin Falls, ID 83301, USA

+1 (208) 732-1000

www.northwestfcs.com

The Equitable Finance Company

1604 Garrity Blvd #101, Nampa, ID 83687, USA

+1 (208) 501-2252

www.equitablefinco.com

Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

Washington Federal Bank

701 E State St Ste 100, Eagle, ID 83616, USA

+1 (208) 939-8278

www.wafdbank.com

Lendmark Financial Services LLC

1563 Fillmore St Unit F, Twin Falls, ID 83301, USA

+1 (208) 733-9596

www.lendmarkfinancial.com

Security Finance

2235 E 17th St, Idaho Falls, ID 83404, USA

+1 (208) 552-5500

www.securityfinance.com

U.S. Bank Branch

161 W Prairie Shopping Center, Hayden, ID 83835, USA

+1 (208) 772-4533

locations.usbank.com