Bank of Idaho Payday Loans Review - Twin Falls, Idaho

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5 2 reviews

1411 Falls Ave E #115, Twin Falls, ID 83301, USA
+1 (208) 733-8800
www.bankofidaho.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

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Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Twin Falls, Idaho

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Twin Falls, id. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Bank of Idaho help issue a payday loan in Twin Falls, Idaho?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Twin Falls, Idaho. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Twin Falls, Idaho

Sunwest Bank

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+1 (208) 322-6363

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U.S. Bank Branch

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Liberty Loans

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+1 (208) 237-3533

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Banner Bank

1550 S Kimball Way, Boise, ID 83709, USA

+1 (208) 424-2820

locations.bannerbank.com

First Federal Savings Bank

110 Falls Ave, Twin Falls, ID 83301, USA

+1 (208) 735-8085

www.bankfirstfed.com

D.L. Evans Bank

375 N Overland Ave, Burley, ID 83318, USA

+1 (208) 678-8615

dlevans.com

East Idaho Credit Union

777 Shoup St, Salmon, ID 83467, USA

+1 (800) 727-9961

eastidahocu.org

Evergreen Home Loans Coeur d'Alene NMLS 176184

2100 Northwest Blvd Suite 310, Coeur d'Alene, ID 83814, USA

+1 (208) 966-6739

www.evergreenhomeloans.com

On Q Financial - Mortgages & Home Loans in Lewiston

618 D St Suite A, Lewiston, ID 83501, USA

+1 (866) 667-3279

onqfinancial.com