Idaho Central Credit Union Payday Loans Review - Twin Falls, Idaho

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4.1 23 reviews

1875 Blue Lakes Blvd N, Twin Falls, ID 83301, USA
+1 (208) 733-4777
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Twin Falls, Idaho

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Twin Falls, Idaho. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help issue a loan in Twin Falls, Idaho?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the application. Payday loans in Twin Falls, Idaho may help improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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Advantage Plus Federal Credit Union

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Columbia Bank

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Mountain West Bank - State Street Office

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Pawn 1

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D.L. Evans Bank

333 Yellowstone Ave, Pocatello, ID 83201, USA

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U.S. Bank Branch

15 S Idaho St, Wendell, ID 83355, USA

+1 (208) 536-5461

locations.usbank.com