Anchor State Bank Payday Loans Review - Anchor, Illinois

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5 reviews

246 2nd St, Anchor, IL 61720, USA
+1 (309) 723-2461
www.anchorstatebank.com
Friday
8AM–12PM, 1–5PM
Saturday
8–11AM
Sunday
Closed
Monday
8AM–12PM, 1–3PM
Tuesday
8AM–12PM, 1–3PM
Wednesday
8AM–12PM, 1–3PM
Thursday
8AM–12PM, 1–3PM

Domain Info

Created Date

2003-10-09

Mailing Address

IL

United States

Company Name

ANCHOR STATE BANK

ANCHOR STATE BANK

Testimonials

What people think about Anchor State Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Anchor, Illinois

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Anchor, Illinois. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Anchor State Bank that offers payday loans in Anchor, Illinois

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments on time.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

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