KCT Credit Union Payday Loans Review - Aurora, Illinois

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3.9 18 reviews

320 E Indian Trail Rd, Aurora, IL 60505, USA
+1 (847) 741-3344
www.kctcu.org
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
11AM–6PM
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
8AM–2PM
Testimonials

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Here you get acquainted with the feedback of our clients.
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Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Aurora, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Aurora, ny. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will KCT Credit Union help issue a payday loan in Aurora, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Payday loans in Aurora, New York may help improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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