United Community Bank Payday Loans Review - Bunker Hill, Illinois

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3.3 3 reviews

Organization owner?

805 S Franklin St, Bunker Hill, IL 62014, USA

+1 (618) 585-3569

www.ucbbank.com

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–6PM

Saturday

8AM–1PM

Sunday

Closed

Domain Info

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Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Bunker Hill, West Virginia

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Bunker Hill, West Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

31% APR for loans up to $2,000

How will United Community Bank help take out a payday loan in Bunker Hill, West Virginia?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Bunker Hill, West Virginia. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see