Kaskaskia Valley Community Credit Union Payday Loans Review - Centralia, Illinois

Your personal information is safe with us
3.8 5 reviews

401 S Poplar St, Centralia, IL 62801, USA
+1 (618) 533-6681
mykvccu.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Kaskaskia Valley Community Credit Union?

Below you find some of the reviews of our customers.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Centralia, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Centralia, Illinois. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Kaskaskia Valley Community Credit Union that offers payday loans in Centralia, Illinois

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we advise you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can make payments without delays.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Centralia, Illinois

Karlton Uhm Fairway IMC Residential Mortgage Loan Originator

261 N York St Ste 201, Elmhurst, IL 60126, USA

+1 (630) 865-9635

www.applywithkarlton.com

First American Bank

20704 S Cicero Ave, Matteson, IL 60443, USA

+1 (708) 398-2900

www.firstambank.com

Illinois Title Loans, Inc.

4513 Avenue of the Cities, Moline, IL 61265, USA

+1 (309) 797-1200

illinoistitleloansinc.com

United Community Bank

20733 N Broad St, Carlinville, IL 62626, USA

+1 (217) 854-4755

www.ucbbank.com

MBK Financial Services

32 W Burlington Ave # 6, Westmont, IL 60559, USA

+1 (630) 737-1727

www.mbkltd.com

Consumer Credit Services

416 Main St #920, Peoria, IL 61602, USA

+1 (309) 637-6020

www.consumercredit.com

Community Bank of Downers Grove

718 Ogden Ave, Downers Grove, IL 60515, USA

+1 (630) 435-3600

www.downersgrovebank.com

Suisse Bancorp

1000 Jorie Blvd # 20, Oak Brook, IL 60523, USA

+1 (630) 571-4101

MoneyGram

8701 S Cottage Grove Ave, Chicago, IL 60619, USA

+1 (773) 962-0621

locations.moneygram.com