Commerce Bank Payday Loans Review - Champaign, Illinois

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4.6 9 reviews

Organization owner?

1015 W Windsor Rd, Champaign, IL 61821, USA

+1 (217) 359-9790

locations.commercebank.com

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

n779n5dt363@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Commerce Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Champaign, Illinois

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Champaign, Illinois is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Commerce Bank help issue a payday loan in Champaign, Illinois?

24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial abilities to approve the form. Payday loans in Champaign, Illinois may help enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should define its real cost. This calculator will show the APR of the loan.

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