United Community Bank Payday Loans Review - Colchester, Illinois

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4 reviews

Organization owner?

109 E Depot St, Colchester, IL 62326, USA

+1 (309) 776-3225

www.ucbbank.com

Sunday

Closed

Monday

9AM–12:30PM, 1:30–4PM

Tuesday

9AM–12:30PM, 1:30–4PM

Wednesday

9AM–12:30PM, 1:30–4PM

Thursday

9AM–12:30PM, 1:30–4PM

Friday

9AM–12:30PM, 1:30–5PM

Saturday

Closed

Domain Info

What people think about United Community Bank?

Below you find some of the reviews of our customers.

Note

Important

The above-given information provides the details about a peculiar financial institution. The information below is about common information about payday loans.

Payday Loans in Colchester, Vermont

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is trouble-free and fast to get approved for payday loans in Colchester, Vermont. The interest rate will be set specifically for each consumer and will depend on the personal information the applicant entered.

APR

18% APR small loan cap

Advantages of United Community Bank that offers payday loans in Colchester, Vermont

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Colchester, vt approve people with poor credit. You can request a bad credit payday loan online 24/7 and if successful could have the money in your account within several hours.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

Let's see