FCB Banks Payday Loans Review - Columbia, Illinois

Your personal information is safe with us

5 reviews

Organization owner?

700 Columbia Center Drive, Columbia, IL 62236, USA

+1 (618) 281-7101

www.fcbbanks.com

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

8AM–12PM

Sunday

Closed

Monday

8AM–6PM

Domain Info

Mailing Address

800 BELT LINE RD

COLLINSVILLE

62234-4413

United States

Contact Data

ehattan@fcbbanks.com

+1.6182228642

+1.231231234

Testimonials

Feedback about FCB Banks?

Here you read the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Columbia, Connecticut

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Columbia, Connecticut is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

12$ small loan cap

How will FCB Banks help take out a payday loan in Columbia, Connecticut?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Columbia, Connecticut may help enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see