Hickory Point Bank & Trust Payday Loans Review - Decatur, Illinois

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4.5 2 reviews

Organization owner?

4666 East Faries Parkway, Decatur, IL 62526, USA

+1 (217) 872-3905

www.hickorypointbank.com

Saturday

Closed

Sunday

Closed

Monday

Closed

Tuesday

8AM–12PM

Wednesday

Closed

Thursday

8AM–12PM

Friday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

ep4vn4pm2fz@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Hickory Point Bank & Trust?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Decatur, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Online cash advance loans can be the best solution to your short-term financial problems in Decatur , Georgia because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

10% small loan cap

Advantages of Hickory Point Bank & Trust that offers payday loans in Decatur, Georgia

24/7 application. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval chances. 94% of applicants are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on scheduled.

To get accepted for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see