Hickory Point Bank & Trust Payday Loans Review - Decatur, Illinois

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3101 N Water St, Decatur, IL 62526, USA
+1 (217) 872-3920
www.hickorypointbank.com
Wednesday
7:30AM–5:30PM
Thursday
7:30AM–5:30PM
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM

Domain Info

Created Date

2000-03-18

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ep4vn4pm2fz@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Note

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Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Decatur, Georgia

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Decatur, Georgia is issued simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

10% small loan cap

How will Hickory Point Bank & Trust help take out a loan in Decatur, Georgia?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Decatur, Georgia. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see

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First State Bank of Mason City

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Prairie State Bank & Trust

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Hickory Point Bank & Trust ATM (Decatur Memorial)

2300 N Edward St, Decatur, IL 62526, USA

+1 (217) 875-3131

www.hickorypointbank.com

Check `n Go

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locations.checkngo.com

U.S. Bank ATM - Land of Lincoln

800 N Grand Ave E, Springfield, IL 62702, USA

+1 (800) 872-2657

usbank.com

First Midwest Bank

7181 W Irving Park Rd, Chicago, IL 60634, USA

+1 (773) 427-2102

locations.firstmidwest.com