First Mid Bank & Trust Decatur North Main Payday Loans Review - Decatur, Illinois

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2 3 reviews

Organization owner?

455 N Main St, Decatur, IL 62523, USA

+1 (217) 429-8708

www.firstmid.com

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

8AM–12PM

Sunday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

v265439b445@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about First Mid Bank & Trust Decatur North Main?

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Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Decatur, Georgia

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Decatur, ga. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

10% small loan cap

How will First Mid Bank & Trust Decatur North Main help take out a loan in Decatur, Georgia?

24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Decatur, ga review this circumstance not a drawback to issue a loan. The recipient of a loan should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as APR.

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