Illinois Community Credit Union Payday Loans Review - Dekalb, Illinois

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3.6 19 reviews

Organization owner?

1500 Barber Greene Rd, DeKalb, IL 60115, USA

+1 (815) 895-4541

www.myiccu.org

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

Closed

Thursday

9AM–4:30PM

Friday

9AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Domain Info

Feedback about Illinois Community Credit Union?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Dekalb, Illinois

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Dekalb, Illinois is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Illinois Community Credit Union help take out a loan in Dekalb, Illinois?

Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
Fast and high approval rate. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Dekalb, Illinois. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see