Flanagan State Bank Payday Loans Review - El Paso, Illinois

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5 3 reviews

111 N Fayette St, El Paso, IL 61738, USA
+1 (309) 527-7300
www.flanaganstatebank.com
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–12PM
Friday
8:30AM–5PM
Testimonials

What people think about Flanagan State Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in El Paso, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in El Paso, Illinois. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Flanagan State Bank that offers payday loans in El Paso, Illinois

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue consumers who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only think about applying for a payday loan if you are convinced that you can afford payments on scheduled.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see

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