Us Bank Payday Loans Review - Freeport, Illinois

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1 reviews

Organization owner?

1234 S Park Blvd, Freeport, IL 61032, USA

+1 (815) 284-2591

locations.usbank.com

Wednesday

8AM–7PM

Thursday

8AM–7PM

Friday

8AM–7PM

Saturday

8AM–5PM

Sunday

Closed

Monday

8AM–7PM

Tuesday

8AM–7PM

Domain Info

What people think about Us Bank?

Below you find some of the testimonials of our customers.

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Freeport, New York

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and fast to get approved for payday loans in Freeport, New York. The interest rate will be set specifically for each consumer and will depend on the personal details the consumer filled in.

APR

25% small loan cap

Advantages of Us Bank that offers payday loans in Freeport, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see