IH Mississippi Valley Credit Union Payday Loans Review - Galesburg, Illinois

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3.5 28 reviews

Organization owner?

404 W Carl Sandburg Dr, Galesburg, IL 61401, USA

+1 (309) 342-8151

www.ihmvcu.org

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Domain Info

Feedback about IH Mississippi Valley Credit Union?

Here you read the feedback of our customers.

Note

Pay Attention

Above-defined info offers the details about a certain lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Galesburg, Michigan

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Galesburg, Michigan are issued hassle-free. The interest rate depends on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will IH Mississippi Valley Credit Union help take out a loan in Galesburg, Michigan?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Galesburg, Michigan. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see