United Community Bank Payday Loans Review - Gillespie, Illinois

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4.9 7 reviews

301 S Macoupin St, Gillespie, IL 62033, USA
+1 (217) 839-4000
www.ucbbank.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed
Testimonials

What people think about United Community Bank?

Below you see some of the reviews of our customers.
Note

Important

Above there is information about a precise loan provider. Below you can read common features of payday loans.

Payday Loans in Gillespie, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Gillespie, Illinois is are easy to access. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of United Community Bank that offers payday loans in Gillespie, Illinois

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Gillespie, Illinois

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Iroquois Farmers State Bank

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First Insurance Funding Corporation

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First Midwest Bank ATM

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North Central Bank

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+1 (815) 894-2386

www.northcentralbank.com

CENTRAL ILLINOIS LOANS INC.

310 Eagle Dr, Rochelle, IL 61068, USA

+1 (815) 561-4035

centralillinoisloans.com

Edward Jones - Financial Advisor: Jarrod L Meacham, AAMS®

1209 E Main St, West Frankfort, IL 62896, USA

+1 (618) 937-4033

www.edwardjones.com

Midwest Cash

305 N Commercial St, Harrisburg, IL 62946, USA

+1 (618) 252-4653

www.midwestcash.net

GenFed Financial Credit Union

800 S 42nd St, Mt Vernon, IL 62864, USA

+1 (618) 244-1077

www.genfed.com