Advance America Payday Loans Review - Jacksonville, Illinois

Your personal information is safe with us

4.6 34 reviews

Loan agency in Jacksonville, Illinois

Organization owner?

901 W Morton Ave #21, Jacksonville, IL 62650, USA

20 years in business

+1 (217) 243-9711

www.advanceamerica.net

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Jacksonville, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Jacksonville, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will Advance America help issue a payday loan in Jacksonville, New York?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Jacksonville, New York. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see