Kula's Jewelry & Loan Payday Loans Review - Joliet, Illinois

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4.9 150 reviews

Organization owner?

174 N Chicago St, Joliet, IL 60432, USA

+1 (815) 723-5555

www.jolietpawn.com

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9AM–6PM

Domain Info

What people think about Kula's Jewelry & Loan?

Below you read some of the opinions of our customers.

Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Joliet, Montana

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Joliet, Montana. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Advantages of Kula's Jewelry & Loan that offers payday loans in Joliet, Montana

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Joliet, mt accept borrowers with bad credit. You can request a bad credit payday loan on the net at any time of the day and if approved could have the money in your account within the hour.

To get accepted for a payday loan, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

Let's see