Exchange State Bank Payday Loans Review - Lanark, Illinois

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5 5 reviews

126 N Broad St, Lanark, IL 61046, USA
+1 (815) 493-2631
www.lanarkbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
8:30AM–4PM
Sunday
8:30AM–4PM
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1998-08-17

Mailing Address

Illinois

United States

Company Name

Exchange State Bank

Exchange State Bank

Testimonials

Feedback about Exchange State Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Lanark, West Virginia

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Lanark, West Virginia is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

31% APR for loans up to $2,000

How will Exchange State Bank help issue a loan in Lanark, West Virginia?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Lanark, wv consider this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on a due date and not only resolve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the result.

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