Rock Valley Credit Union Payday Loans Review - Loves Park, Illinois

Your personal information is safe with us
3.2 55 reviews

1201 Clifford Ave, Loves Park, IL 61111, USA
+1 (815) 282-0300
rockvalleycreditunion.org
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Testimonials

Feedback about Rock Valley Credit Union?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Loves Park, Illinois

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out loans in Loves Park, Illinois. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Rock Valley Credit Union help issue a payday loan in Loves Park, Illinois?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Loves Park, il consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

Other Payday Lenders in Loves Park, Illinois

First American Bank ATM

163 E Walton Pl, Chicago, IL 60611, USA

+1 (847) 586-2101

www.firstambank.com

Edward Jones - Financial Advisor: Kellie K Wolking-Kaefring, AAMS®

2917 Crossing Ct Suite B2, Champaign, IL 61822, USA

+1 (217) 352-4576

www.edwardjones.com

USA Loans

292 S Larkin Ave, Joliet, IL 60436, USA

+1 (815) 730-1400

www.aaa1autotitleloans.com

Edward Jones - Financial Advisor: Kyle Leydens

1120 E Walnut St Suite 10, Watseka, IL 60970, USA

+1 (815) 432-4926

www.edwardjones.com

Todds Pawn Shop

300 N Milwaukee Ave Ste G, Lake Villa, IL 60046, USA

+1 (847) 356-3600

www.toddspawnshop.net

Q C Lenders

4317 Avenue of the Cities, Moline, IL 61265, USA

+1 (309) 757-1590

Diane Johnson Financial & Tax

120 W Center St, Paxton, IL 60957, USA

+1 (217) 379-4748

State Bank-Prairie Du Rocher

1320 W Market St, Red Bud, IL 62278, USA

+1 (618) 282-2265

Edward Jones - Financial Advisor: David M Robinson, AAMS®

200 E Court St Suite 740, Kankakee, IL 60901, USA

+1 (815) 932-8484

www.edwardjones.com