First American Bank Payday Loans Review - Melrose Park, Illinois

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3.7 7 reviews

2001 Mannheim Rd, Melrose Park, IL 60160, USA
+1 (708) 343-6800
www.firstambank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

h932k4bh54m@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about First American Bank?

Below you see some of the testimonials of our clients.
Note

Important

The above-given information provides the details about a precise lender. The information below is about general information about payday loans.

Payday Loans in Melrose Park, Illinois

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your unexpected financial troubles in Melrose Park , Illinois because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of First American Bank that offers payday loans in Melrose Park, Illinois

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in Melrose Park, il welcome individuals with poor credit. You can request a bad credit payday loan online 24/7 and if approved could have the money in your account within several hours.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see

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