Short Term Loans Payday Loans Review - Mount Prospect, Illinois

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4.4 9 reviews
Loan agency in Mount Prospect, Illinois

1698 S Elmhurst Rd, Mt Prospect, IL 60056, USA
+1 (847) 357-1076
www.shorttermloans.com
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Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Mount Prospect, Illinois

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Mount Prospect, il. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Short Term Loans help issue a loan in Mount Prospect, Illinois?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Mount Prospect, Illinois. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Mount Prospect, Illinois

First Mid Bank & Trust Peoria University

4530 N University St, Peoria, IL 61614, USA

+1 (309) 687-6001

www.firstmid.com

U.S. Bank Branch

1100 Spotsylvania St, New Athens, IL 62264, USA

+1 (618) 475-2155

locations.usbank.com

First National Bank of Waterloo

645 E Washington St, Millstadt, IL 62260, USA

+1 (618) 476-3334

Bank of Rantoul

201 E Champaign Ave, Rantoul, IL 61866, USA

+1 (217) 892-2143

www.bankofrantoul.bank

First Midwest Bank

212 Madison St, Waukegan, IL 60085, USA

+1 (847) 775-8202

www.firstmidwest.com

Old Second National Bank

92 Frontage Rd, Sugar Grove, IL 60554, USA

+1 (877) 866-0202

oldsecond.com

Decatur Jewelry & Pawn

940 N 121, Mt Zion, IL 62549, USA

+1 (217) 864-3741

www.decaturjewelry.com

State Bank of Whittington

401 W Adelaide Ave, Christopher, IL 62822, USA

+1 (618) 724-2411

www.statebankofwhittington.com

PLS Loan Store

154 N Wabash Ave, Chicago, IL 60601, USA

+1 (312) 377-2930