Cash Store Payday Loans Review - Mount Vernon, Illinois

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4.8 16 reviews

Loan agency in Mount Vernon, Illinois

Organization owner?

3300 Broadway St E, Mt Vernon, IL 62864, USA

+1 (618) 244-5700

www.cashstore.com

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Mailing Address

1901 GATEWAY DR STE 200

IRVING

75038-2425

United States

Contact Data

support@cottonwoodfinancial.com

+1.9727530822

+1.9727530385

Testimonials

Feedback about Cash Store?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Above-shown info offers the details about a definite lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Mount Vernon, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to issue payday loans in Mount Vernon, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Cash Store help take out a loan in Mount Vernon, New York?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to consider the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Mount Vernon, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see