Short Term Loans, L.L.C. Payday Loans Review - Naperville, Illinois

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4.8 19 reviews
Loan agency in Naperville, Illinois

376 Illinois Rte 59 #108, Naperville, IL 60540, USA
+1 (630) 392-2977
www.shorttermloans.com
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Above-specified info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Naperville, Illinois

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are known as payday loans in Naperville, il. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Short Term Loans, L.L.C. help issue a loan in Naperville, Illinois?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Naperville, il will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Naperville, Illinois

Bank of Stronghurst

108 W Main St, Stronghurst, IL 61480, USA

+1 (309) 924-1316

www.bankofstronghurst.com

ATM (Regions Bank)

3000 S 6th St, Springfield, IL 62703, USA

+1 (800) 734-4667

www.regions.com

Hinsdale Bank & Trust Company ATM

150 Ann St, Clarendon Hills, IL 60514, USA

+1 (866) 721-2441

www.hinsdalebank.com

Edward Jones - Financial Advisor: Travis A Roach, CFP®

505 Broadway Ste D, Mt Zion, IL 62549, USA

+1 (217) 864-3388

www.edwardjones.com

West Suburban Bank

505 N Weber Rd, Romeoville, IL 60446, USA

+1 (630) 652-2000

www.westsuburbanbank.com

Bank of America (with Drive-thru ATM)

8745 Waukegan Rd, Morton Grove, IL 60053, USA

+1 (847) 470-1010

locators.bankofamerica.com

Wintrust Bank - Near West

2 N Western Ave, Chicago, IL 60612, USA

+1 (312) 837-4540

www.wintrustbank.com

Cash Store

142 Dettro Dr, Mattoon, IL 61938, USA

+1 (217) 235-0077

www.cashstore.com

Missouri Payday Loans

3491 Nameoki Rd, Granite City, IL 62040, USA

+1 (618) 451-8000

www.mopaydayloanstore.com