Oxford Bank & Trust Payday Loans Review - Naperville, Illinois

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4 6 reviews

2920 83rd St, Naperville, IL 60564, USA
+1 (630) 305-4200
oxford.bank
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
10AM–4PM
Testimonials

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Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Naperville, Illinois

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are known as payday loans in Naperville, il. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Oxford Bank & Trust help issue a loan in Naperville, Illinois?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the request when lenders in Naperville, il will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

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