U.S. Bank Branch Payday Loans Review - Niles, Illinois

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2.8 11 reviews

8500 W Dempster St, Niles, IL 60714, USA
+1 (847) 298-3300
locations.usbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the feedback of our clients.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Niles, Ohio

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Niles, Ohio are issued easily. The interest rate depends on the client's personal data: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will U.S. Bank Branch help take out a payday loan in Niles, Ohio?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to issue a loan. The lender process many aspects such as financial abilities to approve the form. Payday loans in Niles, Ohio may help enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Niles, Illinois

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Huntington Bank ATM

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Rock Valley Credit Union

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Illinois State Bank

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+1 (847) 658-4848

www.illinoisstatebank.com

Bank of America (with Drive-thru ATM)

111 Lily Cache Ln, Bolingbrook, IL 60440, USA

+1 (630) 679-0579

locators.bankofamerica.com

Banterra Bank

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+1 (618) 993-2678

www.banterra.com

Chase Bank

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+1 (708) 579-4400

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Millennium Bank IL

2077 Miner St, Des Plaines, IL 60016, USA

+1 (847) 296-9500