Palatine Bank & Trust Payday Loans Review - Palatine, Illinois

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4.4 7 reviews

110 W Palatine Rd, Palatine, IL 60067, USA
+1 (847) 963-0047
www.palatinebank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about Palatine Bank & Trust?

Below you read some of the opinions of our customers.
Note

Important

Above there is information about a exact company. Below you can see common characteristics of payday loans.

Payday Loans in Palatine, Illinois

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your temporary financial problems in Palatine , Illinois because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Palatine Bank & Trust that offers payday loans in Palatine, Illinois

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

28%
Treatment

20%
Vacation

16%
Clothes

12%
Home improvement

12%
Debt Consolidation

8%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit score an increased chance to get accepted for payday loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments in a timely manner.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

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