Pearl City Bank Payday Loans Review - Pearl City, Illinois

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5 3 reviews

215 S Main St, Pearl City, IL 61062, USA
+1 (815) 443-2755
www.pearlcitybank.com
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM

Domain Info

Created Date

2007-08-08

Mailing Address

901 COMMUNITY DR

SPRINGFIELD

IL

62703-5170

United States

Company Name

Community Bankers Association of Illinois

Community Bankers Association of Illinois

Contact Data

jennyd@cbai.com

+1.2175292265

Testimonials

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The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Pearl City, Illinois

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Pearl City, Illinois are taken out problem-free. The interest percentage is dependent on the borrower's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Pearl City Bank help issue a payday loan in Pearl City, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the request. Cash advance in Pearl City, Illinois may help level up your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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