German-American State Bank Payday Loans Review - Pecatonica, Illinois

Your personal information is safe with us
5 4 reviews

1305 Main St, Pecatonica, IL 61063, USA
+1 (815) 239-1700
www.germanamericanstatebank.com
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Testimonials

What people think about German-American State Bank?

Below you read some of the opinions of our clients.
Note

Pay Attention

The previous three items describe a peculiar financial institution. But below you can find common information about payday loans.

Payday Loans in Pecatonica, Illinois

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Pecatonica, Illinois. The entire process is fast. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of German-American State Bank that offers payday loans in Pecatonica, Illinois

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

11%
Treatment

8%
Vacation

6%
Clothes

5%
Home improvement

5%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Pecatonica, Illinois

Illiana Financial Credit Union

1130 Armour Rd, Bourbonnais, IL 60914, USA

+1 (708) 891-7800

www.illiana.org

PNC Bank

1 N Old State Capitol Plaza Ste 2, Springfield, IL 62701, USA

+1 (217) 753-7100

apps.pnc.com

First Mid Bank & Trust Arcola

249 W Springfield Rd, Arcola, IL 61910, USA

+1 (217) 268-5700

www.firstmid.com

World Finance

150 E South St Ste F, Kewanee, IL 61443, USA

+1 (309) 854-0602

www.loansbyworld.com

GreenPath Financial Wellness, Moline, IL

5306 Avenue of the Cities A, Moline, IL 61265, USA

+1 (800) 550-1961

www.greenpath.com

Fifth Third Bank & ATM

525 Newport Ct, Island Lake, IL 60042, USA

+1 (847) 526-1766

locations.53.com

Huntington Bank

7228 W North Ave, Elmwood Park, IL 60707, USA

+1 (708) 456-4700

www.huntington.com

First American Bank ATM

401 N Michigan Ave, Chicago, IL 60611, USA

+1 (847) 586-2101

www.firstambank.com

Vibrant Credit Union ATM

371 3rd St W, Milan, IL 61264, USA

+1 (800) 323-5109

vibrantcreditunion.org